Finance & AI

Finance & AI

Finance & AI is an open-access, peer-reviewed journal exploring the intersection of financial science and artificial intelligence. The journal publishes original research on machine learning for financial modeling, NLP for market analysis, algorithmic trading, AI-driven risk management, explainable...
Article #1033
Issue Regular Issue Regular Issue
Received 08 May 2026
Accepted 26 May 2026
Published 06 Aug 2026

Parakletos: On-Chain Identity and Accountability Architecture for Autonomous AI Agents in Trust-Critical Systems

Regular Issue
Finance & AI 2026, 1(2), 5
DOI: 10.66693/finai.1033 Published: August 6, 2026 Accepted: May 26, 2026 Received: May 8, 2026
CC BY 4.0 Open access. This article is licensed under a Creative Commons Attribution 4.0 International Licence, which permits use, sharing, adaptation, distribution and reproduction in any medium or format, provided you give appropriate credit to the authors and the source and indicate if changes were made. Copyright remains with the authors.

Abstract

As autonomous AI agents increasingly operate in regulated financial and enterprise environments, the absence of verifiable identity, immutable action provenance, and enforceable authorization presents a critical infrastructure gap. This paper introduces Parakletos, a cryptographic accountability framework deployed on Solana, providing Agent Passports that bind identity, permissions, and action logs on-chain. Using Address Lookup Tables for scalable node management and a hardware-anchored two-node quorum for deterministic validation, Parakletos successfully coordinated 120 autonomous agents in a single session on Solana Devnet. We present the architecture, implementation, and implications for compliance-native multi-agent AI deployment.

Cite this article

Maxwell, A.B.M. Parakletos: On-Chain Identity and Accountability Architecture for Autonomous AI Agents in Trust-Critical Systems. Finance & AI 2026, 1(2), 5. https://doi.org/10.66693/finai.1033

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